1-844-LOW-RATE

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One of the smartest moves prospective home buyers can make is to shop around for the best mortgage rate possible. Shopping around is a lot easier today than it was just 20 years ago thanks to the advent of the Internet. It’s pretty easy to compare mortgage rates from online banks against national banks and/or local credit unions to see which financial institutions offer the most attractive rates.

Credit unions are an especially good place to shop around because they tend to have lower fees than traditional banks, and they pass some of these savings on to their members. Credit unions may also be more willing to work with consumers who have less-than-stellar credit profiles.

Mortgage rates have fallen as the Federal Reserve cut interest rates for the first time since the financial crisis last month, and the 10-year Treasury yield fell to its lowest level in nearly three years this week. The central bank’s rate cut will make adjustable-rate mortgages cheaper, while long-term loans — like the standard 30-year mortgage — track the 10-year Treasury yield, according to Lawrence Yun, chief economist at the National Association of Realtors.

On top of that, American pay checks are growing, consumer spending is robust and unemployment is near a 50-year low. American consumers are doing great.

Call or Text us at 1-844-LOW-RATE for a lower rate!

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Mary J. Oak brook, IL
12/03/2019
844-LOW-RATE company was able to get us a fair rate. They were very fast at closing and we will use them again in the future. They followed up with us after the...
Tom N. Chicago, IL
11/12/2019
844-LOW-RATE was able to get us the best rate out of all other mortgage companies. We were very pleased with the closing and everything went smoothly.
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